1. Information We Collect
We collect information you provide during the loan application process, including financial information, employment status, bank account details, and personal identification. We also collect technical data such as IP address and device information.
2. How We Use Your Information
- To match you with appropriate lenders in our network
- To facilitate the loan application and funding process
- To verify identity and comply with financial regulations
- To improve our matching algorithms and service
3. Information Sharing
We share your application data with lenders in our network for the purpose of underwriting and funding decisions. We may share data with service providers who assist in operating our platform. We do not sell personal information to unaffiliated third-party marketers.
4. Credit Information
We only perform a soft credit inquiry during the matching process, which does not affect your credit score. Individual lenders may perform a hard inquiry upon accepting a loan offer, which may affect your credit.
5. Data Security
We use 256-bit SSL encryption and industry-standard security protocols to protect all data transmission and storage.
6. Your Rights
You may request access to or deletion of your personal data. Contact us to exercise these rights.
7. Contact
Privacy questions: help@simplepaydaylending.com